Worst experience I ever had with an insurance agency. I just paid off the mortgage to my condo in Plantation and decided to get condo insurance. I googled insurance companies on Thursday, Juneteenth, State farm Nancy Wolf-Smith State farm agency came up closest to me and I called the number and I got a lady named Maria Barreto. We spent 30-40 minutes on the phone, she also tried very hard to sell me auto insurance! I have Geico which was 70% cheaper than her Quote even with the Condo discount? She quoted me a policy with $8,000 coverage for contents of my condo furnishings and $20,000 for building damages for the interior, cabinets, bathroom, kitchen, walls etc $20,000 was her quote for $60 a month for 12 months $730 something dollars for the year.
I agreed to that and gave her my bank information to charge me the first $60 without auto pay. I got the final policy on the State farm app, it showed $2,400 for building damages not $20,000 a difference of almost 18,000 less. I then emailed the office and got a response the next day, today the 20th of June, stating that Maria's ,out of the office till Monday and that I would have to wait till then to talk to her. I did not like that response so I went down to the office in person and the door was locked and there was a sign that said they were closed for the day.
I then called the 800 number for State farm and I was on hold for like 10 to 15 minutes ended up getting people in foreign countries ask for a US representative they kept putting me to people in Central America the Philippines blah blah blah I finally got somebody supposedly in the US of A, and they confirmed that, yes My building damages was only at $2,400 not $20000 as quoted to me by Maria Barretto!?
I noticed when I was at the office there was a phone number on the door for emergencies and I called that number and I got a woman and she stated to me that Maria will call me back today. well guess what Maria never called me back.
I then called the 800 number again to see if I could get a quote for the $20,000 on the policy if it was going to change anything or if it was just a mistake and I went through the many different countries BS again, till I finally got a US representative who told me she was going to call somebody from the office! I told her no bother they're not there she went ahead and put me on hold for 25-30 minutes, So I hung up.
I called my bank and told them to reverse the charges out of my checking account for $60 because I did not receive what I was promised. I also had the bank, block State farm from charging me. I was not on an auto pay but if they are this dishonest and incompetent to screw up my first policy with them or to make a mistake that egregious of about $18,000 less difference in coverage then I don't want them and I recommend nobody should want them.
It was my fault not to read all the many negative reviews of this agency I mean State farm the 800 people are just as bad as these people in these local offices horrible horrible service. I would hate to see what happens if I ever had to make a claim, I have been with Geico 27 years but they do not write condo insurance policies in the state of Florida otherwise I would have went to them I guess I'll just do without the insurance I have for the last 17 years.